Don't trust us. Check.
Lentopay publishes what it holds against what it owes, asset by asset, updated continuously. If the two ever stop matching, you will see it before we tell you.
In private testing. We are not open to the public yet.
- 1Create an accountEmail and a password. Two minutes, no paperwork.
- 2Verify your BVNOne check, once. It raises your daily limit to ₦1,000,000.
- 3Add nairaTransfer to your own dedicated account number. It lands in seconds.
Proof, not reassurance
Exchanges fail quietly. By the time customers find out, the money has usually been gone for months. The only defence is being able to look.
Every movement is double-entry
Money is never created or destroyed by a screen. Each deposit, trade, transfer and withdrawal writes balanced entries, so the books have to add up by construction rather than by reconciliation afterwards.
Held is compared to owed, per asset
Customer balances are totalled from the ledger and set against what the platform actually holds. Naira, bitcoin and tether are checked separately, because a surplus in one does not cover a shortfall in another.
You see the same figures we do
The reserve statement in the app is generated from the same ledger the platform runs on. There is no separate marketing number.
One account for naira and crypto
Send and receive
Move naira or crypto to another Lentopay account by handle, instantly and without a fee.
Add and withdraw money
A dedicated Nigerian account number for deposits. Withdrawals go to bank accounts you have approved in advance.
Buy and sell
Bitcoin and tether priced in naira, with the rate held for the seconds it takes you to confirm.
Pay bills
Airtime, data, electricity, cable and internet, settled straight from your naira balance.
Save
Lock naira for a fixed term. Take it out early and you keep the interest earned so far — the principal is never at risk.
Price alerts
Follow an asset and hear about it when it crosses the level you set, not when an algorithm decides to tell you.
Built for the day something goes wrong
Most account takeovers end the same way: money leaves fast, to somewhere new. These are the specific measures that make that hard.
Withdrawals only to approved accounts
A bank account has to be added and confirmed before it can receive anything, and a newly added account waits before its first payout. Someone who takes over your account still cannot point it somewhere new.
Two-factor sign in
A code from your authenticator app, every time. Staff accounts cannot use administrative powers at all without it.
A transaction PIN for every movement
Separate from your password and asked for whenever money moves, so a borrowed session is not the same as a spendable one.
Freeze it yourself
If something looks wrong, stop the account from your phone immediately. You do not have to reach support first.
Your records, already written
Nigerian tax on digital assets is not going away. Lentopay keeps the record as it happens rather than leaving you to reconstruct a year of trades from screenshots.
An annual statement you can hand over
Every trade, transfer, bill and withdrawal for the year, totalled in naira, in one document.
Reported as required
Transaction reporting to the Federal Inland Revenue Service is handled by the platform, on schedule.
Be early
Lentopay is in private testing with a small group. Leave your email and we will invite you when there is room.
No card required. We will only email you about access. Or write to hello@lentopay.com.